This more sophisticated tool for determining a business’s ability to make a loan payment calculates Debt Service Coverage Ratio (DSCR) and illustrates how DSCR is impacted by changing income, equity, and capital assumptions.

Please note that DCSR is just one of many factors considered when a financial institution makes a loan decision. A favorable DCSR alone does not imply that Brookline Bank or any other financial institution will approve a business loan.

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all business finance issues.