This basic checking account is the right choice if you are looking for Online & Mobile Banking with Mobile Check Deposit, Bill Pay, Zelle®, eStatements, and a Debit Mastercard® — all with no minimum balance requirement or monthly maintenance fee.
ACCESSPLUS Checking adds free access to thousands of ATMs in the SUM® program plus other benefits. There’s no monthly maintenance fee when you keep a minimum balance, or if you choose the convenience of Direct Deposit for your payroll or monthly government check.
PREMIERACCESS Checking is our top of the line account. It lets you use any ATM, anywhere in the U.S. for free, provides free standard check orders, waives fees on many bank services, and much more. It offers all of the benefits you would expect for customers who have more substantial banking relationships.
All ACCESSCHECKING accounts come with a Debit Mastercard letting you purchase goods and services or withdraw cash at countless retail locations, websites, ATMs, and more.
You can get cash at thousands of ATM locations, make purchases wherever Mastercard is accepted, add it to your mobile wallet for secure mobile payments, and even turn it on or off for greater security with our Card management feature in Online & Mobile Banking.
Our ACCESSPLUS Checking account rewards you with more access to free ATMs and savings on select Brookline Bank services. You can waive the monthly maintenance fee with Direct Deposit or by using the combined balance of all deposits and select loans*.
ACCESSPLUS Features Include:
*Combined balance is calculated by adding together: a.) the average daily balance of all your non-retirement personal savings, personal checking and personal money market accounts since their last statement date; b.) the current balance of all your personal CDs and IRA accounts, as of your checking account’s statement date; and c.) the current outstanding principal balance of all your personal home equity lines/loans, personal overdraft lines of credit, personal loans, and personal mortgages held by Brookline Bank, as of your checking account’s statement date.
ACCESSONE CHECKING¹ | ACCESSPLUS CHECKING | PREMIERACCESS CHECKING | |
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Description | A smart, simple account with no monthly maintenance fee | Add Direct Deposit or combine balances to waive monthly maintenance fee | Enjoy a full range of benefits and waived fees. |
Free Online & Mobile Banking with Mobile Check Deposit, Bill Pay, Zelle® & eStatements | |||
Free Debit Mastercard® | |||
An ACCESS Savings account | |||
Free Telephone Banking | |||
Lower rates on select loans with Autopay from Checking | |||
Free overdraft transfers from Savings/Money Market | |||
Unlimited free access to thousands of SUM® program ATMs2 | |||
Unlimited free access to any ATM in the USA | We’ll refund other banks’ surcharges on your monthly statement. | ||
Free standard checkbook orders | A $15 value that can be applied to other checkbook orders. | ||
Waived fees for many bank services | Includes stop payments, wire transfers, overdraft transfers, home equity annual fee, safe deposit box annual fee, and more. | ||
Interest on checking balances of $100 or more | |||
Monthly maintenance fee | None | $16.50; waived with Direct Deposit or $5,000 in combined balances.3 | $35.00; waived for Signature Business Banking customers or with $35,000 in combined balances.3 |
1. Also available as 18/65 Checking, with reduced/waived fees for customers age 18 and under or 65 and over. Ask for details.
2. Brookline Bank belongs to the SUM program and is a member of the NYCE and Cirrus ATM networks. Learn more about surcharge-free SUM ATMs. ATMs that are not part of the SUM program may impose a surcharge for withdrawals. PREMIERACCESS Checking customers will have these fees refunded on each monthly statement.
3. Combined balance is calculated by adding together: a.) the average daily balance of all your non-retirement personal savings, personal checking and personal money market accounts since their last statement date; b.) the current balance of all your personal CDs and IRA accounts, as of your checking account’s statement date; and c.) the current outstanding principal balance of all your personal home equity lines/loans, personal overdraft lines of credit, personal loans, and personal mortgages held by Brookline Bank, as of your checking account’s statement date.
Review our complete list of terms, conditions and service charges, or speak with a personal banker for more information.
Save time and trips to the bank or ATM with Mobile Check Deposit, the fast, easy, and secure way to deposit checks using our Mobile Banking app.
For more information, check out our Mobile Check Deposit FAQs.
We offer three options for avoiding overdrafts on your ACCESSCHECKING account.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.
Mastercard is a registered trademark of Mastercard Inc.