Business Checking

Our business checking accounts fit the needs of any organization, regardless of size or complexity. 

Often, more than one account may be necessary to meet your business requirements. All of our accounts come with a range of features and the hands-on service our customers have come to expect from our bankers.

Learn more about access to expanded FDIC insurance.

Business Checking

Business Checking is designed for businesses with lower to moderate banking activity and that typically conduct fewer than 150 transactions per month.

Business Gold Checking

Business Gold Checking is designed for businesses that typically have checking balances in excess of $12,500 (or combined checking, savings and money market balances in excess of $25,000).

Commercial Checking

For businesses that require an operating account with an Earnings Credit and access to a full range of cash management services, our Commercial Checking account is the right choice.

Non-Profit Checking with Interest

Non-Profit Checking with Interest is designed for non-profit organizations, and offers a competitive rate of interest and no minimum balance requirement.

Community Access Checking

A low- or no-cost account that is perfect for community organizations, clubs and other small, unincorporated groups.

IOLTA Checking

An IOLTA from Brookline Bank is a free, interest-bearing checking account for lawyers who administer client funds.

A Brookline Bank Business Banker will be happy to discuss your business’s unique financial needs and provide a tailored solution.

Business Checking Account Options

Business Checking

Business Checking is designed for businesses with a limited amount of monthly activity and that want a low-cost account.

 

Business Checking Benefits Include:

  • 150 free transactions1
  • Free multi-user Business Online & Mobile Banking, eStatements, and Business Bill Pay
  • Free Debit Mastercard® BusinessCard 
  • Surcharge-free transactions at SUM® program ATMs

 

Business Checking Fees:

  • Average monthly available account balance to waive monthly maintenance fee – $2,500
  • Monthly maintenance fee – $7.50

 

1 First 150 transactions per statement cycle are free, then $0.50 for each transaction thereafter.

Business Gold Checking

Our Business Gold Checking account is designed for businesses that have moderate levels of monthly transactions and that need additional business services.

 

Business Gold Checking Benefits Include:

  • 500 free transactions1
  • Free multi-user Business Online & Mobile Banking, eStatements, and Business Bill Pay
  • Access to select business service such as Deposit XPress, etc.
  • Free Debit Mastercard® BusinessCard
  • Surcharge-free transactions at SUM® program ATMs
  • Overdraft protection from your companion Business Savings or Money Market account

 

Business Gold Checking Fees

  • There are two ways the $22.00 monthly maintenance fee can be waived:
    • Maintain a $12,500 average monthly available account balance, or
    • Maintain a $25,000 combined balance.2

 

1 First 500 transactions per statement cycle are free, then $0.50 for each transaction thereafter.
2 Combined balance for Business Gold Checking is calculated by adding together the average daily balance of all your business savings, checking and money market accounts since their last statement date (note: CD balances are not combined).

Commercial Checking

Our Commercial Checking account is designed for larger organizations with more complex cash management needs. It is often paired with our other checking accounts and cash management services. A Brookline Bank representative will work with you to tailor the right selection of services to meet your operating needs.

 

Commercial Checking Benefits Include:

  • Earnings credit allowance on average available balance to offset service charges
  • A choice of online banking solutions – Cash Management Online or Business Online & Mobile Banking
  • Access to a full range of cash management services
  • Surcharge-free transactions at SUM® program ATMs
  • Overdraft protection from your companion Business Savings or Money Market account

Non-Profit Checking With Interest

The Non-Profit Checking with Interest account is designed for non-profit organizations and has no minimum balance requirement.

 

Non-Profit Checking with Interest Benefits Include:

  • 200 free transactions1
  • Free multi-user Business Online & Mobile Banking, eStatements, and Business Bill Pay
  • Free Debit Mastercard® BusinessCard
  • Surcharge free transactions at SUM® program ATMs
  • Overdraft protection from your companion Business Savings or Money Market account

 

Non-Profit Checking with Interest – Rates and Fees:

  • Monthly maintenance fee – None

 

1First 200 transactions per statement cycle are free, then $0.75 for each transaction thereafter.

Community Access Checking

Community Access Checking is a basic account for unincorporated entities such as community groups, clubs and leagues. It provides a no- or low-cost account with many features – including no minimum balance requirement.

 

Community Access Checking:

  • 20 free debits per statement period1
  • No minimum balance requirement
  • No monthly charges when eStatements are chosen2
  • Free Online & Mobile Banking, eStatements, and Business Bill Pay
  • Free Debit Mastercard® BusinessCard
  • Surcharge free transactions at SUM® program ATMs

 

1Each additional debit over 20 is $1.00
2A $2.00 monthly fee applies if you choose to receive paper statements

IOLTA Checking

An IOLTA Checking account from Brookline Bank is a secure, interest-bearing account for lawyers’ client funds. Attorneys can enjoy free wire transfers and online banking services with no monthly maintenance fee or minimum balance requirement.

 

IOLTA Checking Benefits Include:

  • Free wire transfers
  • Free Business Online & Mobile Banking & eStatements
  • No monthly maintenance fee or minimum balance requirement
  • Brookline Bank is a Massachusetts IOLTA “Leadership Institution”

Compare Accounts

From low-cost business checking to fully analyzed accounts with Earnings Credit and complete cash management solutions, we can help you minimize the time, effort, and money you spend on banking!

 

Business Checking Accounts

Business CheckingBusiness Gold CheckingCommercial CheckingNon-profit Checking With InterestCommunity Access CheckingIOLTA Checking
DescriptionA low-cost account for businesses with basic needs.For moderate transaction volumes and basic cash management solutions.The right choice for high transaction volumes or more complex financial/cash management requirements.For non-profit organizations, an interest earning checking account.A great choice for unincorporated small groups and clubs.Designed for attorneys and law firms who need to administer client funds.
Free Business Online & Mobile Banking with Business Bill Pay & eStatementsService AvailableService AvailableService AvailableService AvailableService AvailableService Available
Free Debit Mastercard® BusinessCardService AvailableService AvailableService AvailableService AvailableService Available
Access to Deposit XPress (Remote Deposit Service)Service AvailableService AvailableService Available
Signature Business Banking BenefitsSignature Business Banking Benefits AvailableSignature Business Banking Benefits Available
Access to Online ACH and Wire TransfersService AvailableService Available
Access to full Cash Management Services including Account AnalysisService Available
Earns InterestService Available
Earnings Credit
Service AvailableService Available
Mass. IOLTA “Leadership Institution”
Monthly Maintenance Fee$7.50$22.00$16.00FreeFree3Free
Minimum balance to waive monthly maintenance fee$2,500 average monthly account balance$12,500 average monthly account balance OR $25,000 combined balance1n/aNo FeeNo FeeNo Fee
Per item fee2First 150 free, then $0.50 for each item thereafterFirst 500 free, then $0.50 for each item thereafter$0.20 for each check paid, $0.75 for each deposit, $0.15 for each item deposited, $0.18 for each ACH transactionFirst 200 free, then $0.75 for each item thereafterFirst 20 debits free, then $1.00 for each debit thereafterNone

Combined balance for Business Gold Checking is calculated by adding together the average daily balance of all your business savings, checking and money market accounts since their last statement date.  (Note: CD balances are not combined).

An item is defined as each debit, credit, or deposited item. Additional fees may apply for other transaction types.

$2.00 monthly fee applies if you choose to receive paper statements rather than eStatements.

Brookline Bank Business Brief

A quick look at who we work with. 

Signature Business Banking

Premier Services for Businesses and Their Owners

A strong business banking relationship should provide a full range of benefits and value. That’s why we offer Signature Business Banking, with services for the business and personal banking needs of business owners. 

Re$ubmitIt Check Recovery Service

Re$ubmitIt® reduces the burden of collecting on check payments returned for insufficient funds, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically.

Order Checks

Ordering checks online from Harland Clarke is as safe as ordering them in person or over the phone. Their site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.