Checking Account Comparison

Whether you write checks, swipe your debit card or pay bills online, Brookline Bank has an ACCESSCHECKING account that suits your style.

 ACCESSCHECKING Account Options:






A smart, simple account with no monthly maintenance fee

Add Direct Deposit or combined balances to waive monthly maintenance fee

Enjoy maximum rewards and a long list of VIP benefits

Free Online Banking, Mobile Banking, Bill Pay & eStatements




Free MasterCard® Debit Card




An ACCESS Savings account




Free Telephone Banking




Discount on select loans with Autopay from Checking




Free overdraft transfers from Savings/Money Market




Unlimited free access to 7,500 SUM® program ATMs*




Unlimited free access to any ATM in the USA



We'll refund other banks' surcharges on your monthly statement.

Free standard checkbook orders



A $15 value that can be applied to other checkbook orders.

Waived fees for most bank services



Includes stop payments, wire transfers, overdraft transfers, home equity annual fee, safe deposit box annual fee, and more.

Interest on checking balances of $100 or more




Monthly maintenance fee


$16.50; waived with Direct Deposit or $7,500 in combined balances. **

$35.00; waived for Signature Business Banking customers or with $50,000 in combined balances.**


1.Also available as 18/65 Checking, with reduced/waived fees for customers age 18 and under or 65 and over. Ask for details.

* Brookline Bank belongs to the SUM program and is a member of the NYCE and Cirrus ATM networks. Learn more about surcharge-free SUM ATMs. ATMs that are not part of the SUM program may impose a surcharge for withdrawals. PREMIERACCESS Checking customers will have these fees refunded on each monthly statement.

** Combined balance is calculated by adding together: a.) the average daily balance of all your non-retirement savings, checking and money market accounts since their last statement date (or interest posting date, for passbook accounts); b.) the current balance of all your CDs and IRA accounts, as of your checking account's statement date; and c.) the current outstanding principal balance of all your home equity lines/loans, reserve credit, personal loans, and mortgages held by Brookline Bank, as of your checking account's statement date.

Review our complete list of terms, conditions and service charges, or speak with a personal banker for more information.