Certificates of Deposit (CDs)

Our Certificate of Deposit options deliver competitive rates and terms to help meet your savings and retirement needs. Ranging from 3 months to 5 years, they provide a safe, low cost vehicle to help your money grow.

You can use your CD balances to offset PREMIERACCESS or ACCESSPLUS Checking monthly service charges. Plus, you can combine your CDs on your Brookline Bank checking statement for easier management of your accounts. All of this and the peace of mind that comes from knowing your deposits are fully insured by a combination of FDIC insurance and the Massachusetts Depositor's Insurance Fund (DIF).

The following CD Special rates are effective from December 6, 2018. Rates are subject to change without notice. For all of our current CD rates visit your nearest Brookline Bank location or call 877-668-2265.  

CD Specials

ACCOUNT
TYPE
ANNUAL
PERCENTAGE
YIELD*
INTEREST
RATE
MINIMUM
DEPOSIT TO OPEN
ACCOUNT OR
EARN RATE
 13 Month
 Special
2.65% 2.62% $5,000
 18 Month
 Special
2.80% 2.77% $5,000
 24 Month
 Special
3.00% 2.97% $5,000

*CD Special rates must be requested when a CD is opened or renewed. There is a substantial penalty for early withdrawal from a certificate account. Fees could reduce earnings on accounts. Refer to the Certificate of Deposit Account Disclosure for more information about these accounts.

Managing Your CDs for Both Return and Liquidity

By spreading your deposits over multiple CDs with short-, medium- and long-term maturities, you can achieve greater liquidity than a single long-term CD and still earn a high rate of return. CD "laddering" is a strategy that, once established, has CDs maturing regularly so that you can continually re-invest them in higher-yielding long-term CDs. For more information on how CD laddering may benefit you, speak to a Brookline Bank branch representative. Try our CD Ladder Calculator.


Please speak with a Personal Banker or call the Customer Service Center at 877-668-2265 for more information.