Our business checking accounts fit the needs of any organization, regardless of size or complexity.
Often, more than one account may be necessary to meet your business requirements. All of our accounts come with a range of features and the hands-on service our customers have come to expect from our bankers.
Learn more about access to expanded FDIC insurance.
Business Checking is designed for businesses with lower to moderate banking activity and that typically conduct fewer than 150 transactions per month.
Business Gold Checking is designed for businesses that typically have checking balances in excess of $12,500 (or combined checking, savings and money market balances in excess of $25,000).
For businesses that require an operating account with an Earnings Credit and access to a full range of cash management services, our Commercial Checking account is the right choice.
Non-Profit Checking with Interest is designed for non-profit organizations, and offers a competitive rate of interest and no minimum balance requirement.
A low- or no-cost account that is perfect for community organizations, clubs and other small, unincorporated groups.
An IOLTA from Brookline Bank is a free, interest-bearing checking account for lawyers who administer client funds.
A Brookline Bank Business Banker will be happy to discuss your business’s unique financial needs and provide a tailored solution.
Business Checking is designed for businesses with a limited amount of monthly activity and that want a low-cost account.
Business Checking Benefits Include:
Business Checking Fees:
1 First 150 transactions per statement cycle are free, then $0.50 for each transaction thereafter.
Our Business Gold Checking account is designed for businesses that have moderate levels of monthly transactions and that need additional business services.
Business Gold Checking Benefits Include:
Business Gold Checking Fees
1 First 500 transactions per statement cycle are free, then $0.50 for each transaction thereafter.
2 Combined balance for Business Gold Checking is calculated by adding together the average daily balance of all your business savings, checking and money market accounts since their last statement date (note: CD balances are not combined).
Our Commercial Checking account is designed for larger organizations with more complex cash management needs. It is often paired with our other checking accounts and cash management services. A Brookline Bank representative will work with you to tailor the right selection of services to meet your operating needs.
Commercial Checking Benefits Include:
The Non-Profit Checking with Interest account is designed for non-profit organizations and has no minimum balance requirement.
Non-Profit Checking with Interest Benefits Include:
Non-Profit Checking with Interest – Rates and Fees:
1First 200 transactions per statement cycle are free, then $0.75 for each transaction thereafter.
Community Access Checking is a basic account for unincorporated entities such as community groups, clubs and leagues. It provides a no- or low-cost account with many features – including no minimum balance requirement.
Community Access Checking:
1Each additional debit over 20 is $1.00
2A $2.00 monthly fee applies if you choose to receive paper statements
An IOLTA Checking account from Brookline Bank is a secure, interest-bearing account for lawyers’ client funds. Attorneys can enjoy free wire transfers and online banking services with no monthly maintenance fee or minimum balance requirement.
IOLTA Checking Benefits Include:
From low-cost business checking to fully analyzed accounts with Earnings Credit and complete cash management solutions, we can help you minimize the time, effort, and money you spend on banking!
Business Checking | Business Gold Checking | Commercial Checking | Non-profit Checking With Interest | Community Access Checking | IOLTA Checking | |
---|---|---|---|---|---|---|
Description | A low-cost account for businesses with basic needs. | For moderate transaction volumes and basic cash management solutions. | The right choice for high transaction volumes or more complex financial/cash management requirements. | For non-profit organizations, an interest earning checking account. | A great choice for unincorporated small groups and clubs. | Designed for attorneys and law firms who need to administer client funds. |
Free Business Online & Mobile Banking with Business Bill Pay & eStatements | ||||||
Free Debit Mastercard® BusinessCard | ||||||
Access to Deposit XPress (Remote Deposit Service) | ||||||
Signature Business Banking Benefits | ||||||
Access to Online ACH and Wire Transfers | ||||||
Access to full Cash Management Services including Account Analysis | ||||||
Earns Interest | Earnings Credit | Mass. IOLTA “Leadership Institution” | ||||
Monthly Maintenance Fee | $7.50 | $22.00 | $16.00 | Free | Free3 | Free |
Minimum balance to waive monthly maintenance fee | $2,500 average monthly account balance | $12,500 average monthly account balance OR $25,000 combined balance1 | n/a | No Fee | No Fee | No Fee |
Per item fee2 | First 150 free, then $0.50 for each item thereafter | First 500 free, then $0.50 for each item thereafter | $0.20 for each check paid, $0.75 for each deposit, $0.15 for each item deposited, $0.18 for each ACH transaction | First 200 free, then $0.75 for each item thereafter | First 20 debits free, then $1.00 for each debit thereafter | None |
1 Combined balance for Business Gold Checking is calculated by adding together the average daily balance of all your business savings, checking and money market accounts since their last statement date. (Note: CD balances are not combined).
2 An item is defined as each debit, credit, or deposited item. Additional fees may apply for other transaction types.
3 $2.00 monthly fee applies if you choose to receive paper statements rather than eStatements.
A strong business banking relationship should provide a full range of benefits and value. That’s why we offer Signature Business Banking, with services for the business and personal banking needs of business owners.
Re$ubmitIt® reduces the burden of collecting on check payments returned for insufficient funds, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically.
Ordering checks online from Harland Clarke is as safe as ordering them in person or over the phone. Their site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.