Certificates of Deposit (CDs)

Safe, secure savings with fixed rates.

Our Certificate of Deposit options deliver competitive rates and terms to help meet your longer-term savings goals, and plan for and manage your retirement finances. Ranging from 3 months to 5 years, they provide a safe, low cost vehicle to help your money grow.

CD Special Rates & Terms

Choose from our selection of CD Specials that offer higher interest rates and can be opened online in minutes. For information on our other current CD rates and terms, visit your nearest Brookline Bank location, or call 877-668-2265.

The following CD Special rates are in effect as of November 6, 2025. Rates are subject to change without notice.

ACCOUNT TYPEANNUAL PERCENTAGE YIELD (APY)1RATEMINIMUM DEPOSIT TO OPEN OR EARN APYOPEN TODAY!
6 Month CD Special4.000%3.928%$5,000Open Online
13 Month CD Special3.650%3.590%$5,000Open Online

1IRA CDs and business CDs cannot be opened online and must be opened in-branch. CD Special rates must be requested when a CD is opened or renewed in-branch.  There is a substantial penalty for early withdrawal from a certificate account. Fees could reduce earnings on accounts. Refer to account Disclosures for more information about these accounts. Please note that CDs cannot be renewed online, however they can be renewed by calling our Customer Service Center at 877-668-2265, through secure conversations in Online & Mobile Banking, or by visiting your nearest Brookline Bank location

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Benefits of a Brookline Bank CD

You can use your CD balances to help offset your PREMIERACCESS or ACCESSPLUS Checking monthly maintenance fee, and add your CDs to your checking statement for easier management.  Plus enjoy the peace of mind that comes from knowing your deposits are insured by the FDIC.

We are pleased to announce that on September 1, 2025, Brookline Bank became a division of Beacon Bank & Trust. Learn More Here.