Certificates of Deposit (CDs)

Safe, secure savings with fixed rates.

Our Certificate of Deposit options deliver competitive rates and terms to help meet your longer-term savings goals, and plan for and manage your retirement finances. Ranging from 3 months to 5 years, they provide a safe, low cost vehicle to help your money grow.

We also offer a selection of CD Specials with higher interest rates in a variety of terms, which you can open online.

CD Specials - Rates & Terms

CD Specials


The following CD Special rates are in effect as of September 28, 2023. Rates are subject to change without notice. For all of our current CD rates, visit your nearest Brookline Bank location or call 877-668-2265.

CD Specials

6 Month CD/IRA CD Special4.750%4.650%$5,000
9 Month CD/IRA CD Special5.000%4.889%$5,000
13 Month CD/IRA CD Special5.000%4.889%$5,000


1CD Special rates must be requested when a CD is opened or renewed. There is a substantial penalty for early withdrawal from a certificate account. Fees could reduce earnings on accounts. Refer to account Disclosures for more information about these accounts.

Building a CD Ladder for Return and Liquidity

Spreading deposits over multiple CDs with short-, medium-, and long-term maturities provides greater liquidity than a single long-term CD, while still earning a competitive rate of return. Once established, “laddering” has your CDs maturing regularly for immediate use or for re-investing into potentially higher-yielding, longer-term CDs. For more information, speak to a Brookline Bank representative.

Benefits of a Brookline Bank CD

You can use your CD balances to help offset your PREMIERACCESS or ACCESSPLUS Checking monthly maintenance fee, and add your CDs to your checking statement for easier management.  Plus enjoy the peace of mind that comes from knowing your deposits are insured by the FDIC. 

All Brookline Bank locations will close at 4:00 pm on Tuesday, March 7th so we may celebrate employees at our annual recognition event.